RATIO ANALYSIS AS A TOOL FOR DECISION MAKING IN FINANCIAL INSTITUTIONS (CASE STUDY OF FIRST BANK NIGERIA PLC JOS MAIN BRANCH

This Project is titled “Ratio Analysis As a Tool for Decision Making in Financial Institutions (Case Study of First Bank Nigeria Plc Jos Main Branch)”. The main objective of the study is evaluate the impact of fraud prevention and detection in First Bank Nigeria Plc Jos Main Branch. To be in a better position to carry out the research, we reviewed relevant opinions of writers and commentators on the subject matter. For the purpose of the study, twenty five (25) staff of First Bank Nigeria Plc Jos Main Branch formed the target population from where a sample of twenty four (24) staff of First Bank Nigeria Plc Jos Main Branch was randomly isolated and investigated. The twenty four (24) questionnaires distributed for the purpose of data collection, were all returned. Primary method of data collection was used to collect the data. Data collected were organized and presented in tabular form, while analysis was undertaken by the use of chi-square. From the finding the study concluded that, there is relevance and adequacy of internal control measures in detection and prevention fraud in FB. decision making management does have significant effect in decision making in FB. The study recommended that, officer that post entry should not be responsible for the checking Movement of cashiers and clerks especially those that handle sensitive transactions. Operation manual should be used to guide staff in all manner of their operations.