THE IMPACT OF LOAN MANAGEMENT AND THE SURVIVAL OF DEPOSIT MONEY BANKS
Abstract
ABSTRACT
This study examined the impact of loan management and the survival of deposit money banks. The financial sector is believed to be one of the important backbones of an economy. The sectors works as a facilitator for achieving sustained economic growth through providing efficient monetary intermediation. The objective of the study is to determine the impact of loan management and the survival of deposit money banks in Kano State. To examine the relationship between loan management and the survival of deposit money banks in Kano State. . The research data for this research were gotten from both primary and secondary sources including questionnaires and textbooks respectively. From the findings it revealed that When loan isn't properly redirected, managed, and regulated, it has a significant negative impact on banks, reducing their production and causing greater hurt and disappointment. Poor credit management and insufficient credit administration are the main reasons why Nigeria's banking industry is having trouble. The study recommended that, credit officers should intensify efforts on their job, routine check on customers and prudent approach to recover loans and advances granted to customers. Management of deposit money banks in Nigeria should enhance their skills in credit analysis and loan management.
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