EFFECT OF WORK ENVIRONMENT ON THE FINANCIAL PERFORMANCE OF SELECTED MONEY DEPOSIT BANKS IN NIGERIA
Abstract
This study investigates the effect of the work environment on the financial performance of selected money deposit banks in Nigeria. The research aims to understand how factors such as workplace infrastructure, organizational culture, employee welfare, and management practices influence key financial indicators like return on assets (ROA), return on equity (ROE), and net profit margin.
The study was conducted using a quantitative approach and relies solely on secondary data obtained from annual reports, financial statements, and industry publications. Data were analyzed using regression analysis to determine the relationship between work environment variables and financial performance.
The findings from the study reveal that a significant positive relationship between conducive work environments and improved financial outcomes, suggesting that investments in enhancing workplace conditions can lead to better organizational performance.
The study therefore recommends that bank management prioritize employee-centric policies and a supportive work environment to sustain profitability and competitive advantage.
Key words: Commercial bank, Performance, Physical environment, Internal communication, Psychosocial environment
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