EFFECT OF CREDIT RISK ON THE FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
Abstract
ABSTRACT
The purpose of this study was to examine how credit risk affected the financial performance of listed deposit money banks in Nigeria between 2013 and 2023. The study used a sample of ten (10) listed deposit money banks and an ex post facto research methodology. Using Panel Ordinary Least Square (OLS) regression as a data estimate approach, the study's results showed that credit risk (CR) strongly influences return on asset (Adj R2=0.463, F-Statistics =5.473765, p-value=0.0000
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